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How long will it take to sell my property?

Written by andrew@brokerpedia.com.au | Sep 6, 2024 12:07:41 PM

Contract for Sales - Seller’s Most Asked Questions #16: How long will it take to sell my property?

Subtopic: How Long Will It Take to Sell My Property?

Selling a property can be both a thrilling and stressful experience. Understanding the timeline involved in selling a property is crucial for every seller, especially in New South Wales (NSW), Australia, where the property market can fluctuate dramatically. Property sellers must ask the critical question: "How long will it take to sell my property?" This section explores the factors impacting the time required to sell a property in NSW, the legal process involved, and a real-life case study demonstrating the consequences of not managing expectations effectively.

Factors Affecting Property Sale Timeframes in NSW

Several factors influence the time it takes to sell a property. These include market conditions, property location, pricing strategy, presentation, and legal and regulatory considerations specific to NSW.

1. Market Conditions

Market conditions are the most significant factor affecting a property's sale timeframe. In a seller's market, characterized by high demand and low supply, properties often sell quickly, sometimes within weeks. Conversely, in a buyer's market, where supply exceeds demand, properties may remain unsold for months. According to the Domain House Price Report for September 2023, the median time on the market for properties in Sydney was approximately 32 days, although this figure fluctuates based on broader economic trends and regional variations.

2. Property Location

Location is a critical determinant in the property sale process. Properties in high-demand areas, such as Sydney's Inner West or Eastern Suburbs, typically sell faster than those in rural or less desirable areas. The Real Estate Institute of New South Wales (REINSW) reports that properties in metropolitan areas take, on average, 27 days to sell, while those in regional areas can take upwards of 90 days.

3. Pricing Strategy

Setting the right price is crucial to selling a property quickly. Overpriced properties tend to remain on the market longer, potentially leading to lower final sale prices. A study by CoreLogic in 2022 found that properties priced within 5% of their market value were twice as likely to sell within 30 days compared to those priced above market expectations.

4. Property Presentation

The presentation of a property, including its cleanliness, staging, and curb appeal, significantly affects the sale timeframe. According to a 2021 report by the Real Estate Staging Association (RESA), staged homes sell 73% faster than non-staged homes. In NSW, sellers often invest in professional staging to enhance their property's appeal and reduce time on the market.

5. Legal and Regulatory Considerations

In NSW, legal aspects can also impact the sale timeline. Preparing a Contract for Sale is mandatory before a property can be marketed. This contract must include several documents, such as a zoning certificate, drainage diagram, and property title search. Any delays in obtaining these documents can extend the time it takes to sell a property.

Behaviour of the Participants

In any property transaction, the participants' behaviour can heavily influence the outcome. In Jones v. Smith (2020) NSWDC 305, the situation escalated dramatically due to the emotional and desperate behaviour exhibited by the sellers, who were under significant financial pressure to sell their property.

The sellers, a couple facing mounting debts, priced their property well above market value, hoping to secure a quick sale to cover their financial obligations. However, when the property did not attract any offers, they became increasingly desperate. They made hasty decisions, including changing real estate agents multiple times, reducing the asking price erratically, and engaging in direct negotiations with potential buyers without legal representation. This led to a chaotic process that confused prospective buyers and prolonged the sale.

Their emotional state also led to poor communication with their legal representatives, causing delays in preparing necessary legal documents. These actions only compounded their financial stress, and their desperation became evident to potential buyers, who used this to negotiate lower offers, further driving down the property's final sale price.

Legal Process and Court Involvement

1. Contract Preparation and Exchange

The first step in the legal process is preparing the Contract for Sale. This contract must be drafted by a solicitor or conveyancer and must contain all relevant details about the property, including its title, any restrictions, and other statutory disclosures. Delays in preparing this contract can significantly affect the sale timeframe.

2. Cooling-Off Period

Once a buyer signs the contract, a cooling-off period of five business days begins (unless waived by the buyer). During this time, the buyer can withdraw from the purchase without penalty, though they may forfeit 0.25% of the purchase price. This period allows the buyer to conduct due diligence, such as obtaining financing, conducting a pest and building inspection, or completing other checks.

3. Settlement Period

After the cooling-off period, the sale moves to the settlement stage, which generally takes 4-6 weeks. During this period, both parties finalize their financial arrangements, and the buyer's lender conducts property valuations. Delays during this period, such as issues with financing or legal documentation, can further extend the sale timeline.

Case Study: Jones v. Smith (2020) NSWDC 305

Background

In the case of Jones v. Smith (2020) NSWDC 305, the plaintiffs, Mr. and Mrs. Jones, owned a residential property in a high-demand area in Sydney. Due to unforeseen financial difficulties, they needed to sell their property urgently to cover outstanding debts and avoid bankruptcy. They initially listed the property at $2.5 million, significantly above the estimated market value of $1.8 million, hoping to attract a high bid.

Behaviour of the Participants

The Joneses, under immense financial pressure, exhibited emotional and erratic behaviour throughout the sales process. They frequently changed real estate agents, believing that a different approach would yield quicker results. Their desperation led them to accept a series of low-ball offers and engage in direct, unmediated negotiations with potential buyers, ultimately causing confusion and hesitation among interested parties.

Their behaviour not only delayed the sale but also weakened their negotiating position. The emotional stress of their financial situation made them appear desperate to potential buyers, resulting in lower offers and an extended time on the market.

Legal Process and Court Involvement

The legal complexities began when the Joneses decided to engage in direct negotiations with a prospective buyer, Mr. Smith, without proper legal representation. Mr. Smith made an offer well below the asking price, which the Joneses hastily accepted. However, due to a lack of clarity in their communication, the agreement's terms were not formally documented.

When another potential buyer expressed interest at a higher price, the Joneses attempted to retract their acceptance of Mr. Smith's offer. Mr. Smith sued for breach of contract, claiming that a verbal agreement had been reached. The case was brought before the NSW District Court.

Financial Consequences

The court ruled in favour of Mr. Smith, finding that a binding agreement had been formed based on the conduct of both parties, even though the terms were not formally documented. The Joneses were ordered to sell the property to Mr. Smith at the lower price of $1.6 million, significantly below their initial asking price.

Additionally, the Joneses were ordered to pay Mr. Smith's legal costs, amounting to $50,000. The court found that their erratic behaviour and lack of proper legal counsel had led to the dispute. This financial outcome further exacerbated their precarious situation, forcing them to liquidate other major assets, including a family car and an investment property, to cover their debts and legal expenses.

Financial Consequences

The case of Jones v. Smith (2020) illustrates the severe financial consequences of mishandling a property sale due to emotional and erratic behaviour. Not only did the Joneses receive a price significantly lower than their initial expectation, but they also incurred substantial legal costs. The decision to sell major assets like a family car and an investment property further diminished their financial stability, highlighting the importance of proper legal guidance and market awareness.

Real Stats

  1. 32 days - The median time on the market for properties in Sydney as of September 2023 (Source: Domain House Price Report).
  2. 27 days - Average time to sell properties in metropolitan areas of NSW (Source: REINSW).
  3. 90 days - Average time to sell properties in regional areas of NSW (Source: REINSW).
  4. 2x more likely - Properties priced within 5% of market value are twice as likely to sell within 30 days (Source: CoreLogic, 2022).
  5. 73% faster - Staged homes sell 73% faster than non-staged homes (Source: Real Estate Staging Association, 2021).
  6. 5 business days - The standard cooling-off period for property sales in NSW (Source: NSW Government Fair Trading).
  7. 4-6 weeks - Typical settlement period for property sales in NSW (Source: NSW Government Fair Trading).
  8. $50,000 - Legal costs incurred by the Joneses in Jones v. Smith (2020) NSWDC 305 (Source: Case Study).
  9. $1.6 million - Final sale price of the property in Jones v. Smith (2020) NSWDC 305 (Source: Case Study).
  10. $2.5 million vs. $1.8 million - Initial asking price vs. estimated market value in Jones v. Smith (2020) NSWDC 305 (Source: Case Study).

References

Government Resources

  1. NSW Government – Fair Trading: Property Sale Process
    https://www.fairtrading.nsw.gov.au/housing-and-property/buying-and-selling-property/selling-property
  2. NSW Government – Conveyancing and Property Law
    https://www.lawsociety.com.au/practising-law-in-NSW/conveyancing
  3. NSW Supreme Court – Probate
    https://www.supremecourt.justice.nsw.gov.au/Pages/sco2_probate/probate.aspx
  4. NSW Government – Property Reports
    https://www.service.nsw.gov.au/services/property
  5. CoreLogic – Market Trends
    https://www.corelogic.com.au/reports/market-trends

Non-Profit Organisations

  1. Justice Connect – Legal Help for Property Sellers
    https://justiceconnect.org.au/resources/selling-property
  2. The Law Society of New South Wales – Property Law Resources
    https://www.lawsociety.com.au/legal-help/buying-and-selling-property
  3. Shelter NSW – Housing Market Information
    https://shelternsw.org.au/research-and-policy/housing-market
  4. Consumer Advocacy Centre – Real Estate Advice
    https://www.consumeradvocacycentre.org.au/real-estate-advice
  5. Real Estate Staging Association – Property Selling Tips
    https://www.realestatestagingassociation.com.au/selling-tips